10 Tips for a Stress-Free Thanksgiving

November 13th, 2017

Thanksgiving brings us together to celebrate some of the best qualities of human existence: family, friends, food, football and naps. However, the joy of celebration is easily overcome by the strain of preparation. Don’t let your Thanksgiving holiday become an obligation; follow these ten tips for a stress-free event that will leave you feeling organized, grateful and ready to gobble.

1. Set plans early.
Are you traveling or hosting this year? Talk with friends and family members well in advance and figure out your plans. Once you establish where you’ll be celebrating, you can begin sorting out logistics such as travel arrangements and accommodations for out-of-town guests. Read More >

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Who Says You Can’t Crowdsource Your Dream Home?

November 6th, 2017

These days, you see crowdfunding for everything. People are using crowdsource sites such as GoFundMe to help families who are down on their luck. Other sites, such as Kickstarter, provide a way for individuals to obtain the money needed to start up a business or fund a short film. But all you really want is a down payment for the house of your dreams. Is there crowdfunding for that?

As a matter of fact, there is.

Fannie Mae and Freddie Mac Approved

According to a recent Marketwatch article, the privately-held mortgage banking firm CMG has started a pilot crowdfunding service called HomeFundMe. Each donor to the HomeFundMe campaigns can give up to $7,500. For those who earn less than their area’s median income, CMG will match $2 for every $1 raised, up to $2,500 or one percent of the home’s purchase price. Those earning more than the median income can receive a match of up to $1,000. The service is free to homebuyers who have pre-qualified for a Fannie or Freddie loan from CMG Financial and have undergone housing counseling from an independent agency. Read More >

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