If you're not rich enough to pay the full cash price for OC real estate, then you're going to need a mortgage. If a business is going to lend you hundreds of thousands of dollars over the next 30 years, it makes sense that they'll base their terms on your ability to pay. That factor, which comes from your credit report,...

by Scott Schang, FindMyWayHome.com Taking out a mortgage to buy a home is the biggest financial commitment that most people will make in their lifetime.  Homebuyers entering the market today have witnessed years of fallout resulting from homebuyers and homeowners choosing the wrong mortgage, which in many cases ended...