Saving for a home doesn't have to be stressful -- most lenders will finance 80% to 95% of the purchase cost if you're in good financial standing.  Do you know what factors lenders consider when pre-approving and approving home loans?  John Adams on Realtor.com shares how much you have to save to buy a home and factors...

As Dean of Homeownership University Online, Scott Schang is passionate about educating and empowering home buyers to make more informed decisions. You can find more of his articles at his website, www.FindMyWayHome.com   How to Buy a Home After Bankruptcy, Short Sale or Foreclosure There’s no question the economy...

Your credit score is an important factor when qualifying for a home loan. Lenders not only look at the scores reported by credit bureaus, but they also look at years of history outlined in your credit report: if payments were made on time, if you ever exceeded your credit limit, if loans have defaulted, and if...

Qualifying for a home loan is more challenging in the current economy as lenders have implemented stricter guidelines.  Lenders will most often require a higher down payment before issuing loans to home-buyers.  Do you know what options are available to you and how to make the most of your financial situation?...